[social_warfare] Our society’s narrative is of heroes and villains. It rings true for money too. We praise the virtue of financially sound decisions and we vilify of financially dumb moves. In media, we see stories of responsible & resourceful people paying off tens of thousands in debt, saving 50%+ of their income. Or we see […]
Making a Financially Dumb Move Read More »
[social_warfare] If you’re like me; you’ve never met an avocado toast you didn’t like or said no to a cup o’Joe, good news! Impulsive spending money on avocado toast or lattes says nothing about your discipline or your willpower. It’s just the way we are wired. But hold on, we still have to budget and
Money Hacks for Impulsive People Read More »
[social_warfare] Recently a journalist asked me: What are the unique money challenges women face? I had some trouble choosing just one to highlight. Because none of the challenges stand in isolation. They are all interconnected. I had a substantial list and I had not even started to include the intersectionality of persons of color or
Unique Money Challenges for Women Read More »
[social_warfare] At home, I have a box of canned foods, a gallon of water and a manual can-opener for “emergencies”. I live in a condo in the middle of a large city with family nearby. But, hey, you never know, right? Then I thought, why don’t we prepare of personal finance disasters like we do
Recession Preparedness: Steps You Need to Take Today Read More »
[social_warfare] With the movie, Crazy Rich Asians, coming out later this month, I thought I’d share some valuable money lessons I gleaned from reading the bestselling books by Kevin Kwan. Crazy Rich Asians’ plot follows the heroine, Rachel Chu, as she accompanies her boyfriend, Nick Young, back to Singapore for his best friend’s wedding. It’s
Money Lessons from Crazy Rich Asians Read More »
[social_warfare] We all know that investment fees play a large role in investment returns. Much of the advice today in personal finance has been to move away from paying high fees in Mutual Funds and switching to low fee Index funds or ETFs. What is the rationale for this? Is that the best solution for you?
When Are Investment Fees Worth Paying? Read More »
[social_warfare] Once I answered this one question, everything else fell into place. Like many people, I struggled with staying within my budget. I had a perfectly good budget; idealistic enough to save for big goals, but realistic enough to cover all my expenses and have some wiggle room. But somehow, I was always over budget
Answering this One Question put me on Track Financially Read More »
[social_warfare] Recently, I attended a professional women networking event focused on finances and what I found broke my heart. Just talking about money triggered feelings of shame all around the room. Here are successful, ambitious, dynamic women, but when the topic of money opened up, I saw them shrink from the overwhelming feeling of
Money as a Trigger for Shame Read More »
[social_warfare] It’s a bit controversial among the Personal Finance community that I’m not striving for the FIRE life. In case you’re not familiar, FIRE stands for Financial Independence Retire Early. The concept has been quietly brewing for decades but has really picked up steam in the last few years. Boiling it down, the tenet of
Why the FIRE Life is Not For Me Read More »
Recently I made an offer to buy a condo. Now it’s time to figure out how to best finance the down payment. Most likely, I’ll have to sell investments.
Should I Sell Investments to Buy a Condo? Read More »
