I have been grappling with the future. With the reports of those stricken with COVID-19 and those who have passed away worldwide, we are all facing tough questions. I’ve been social distancing and while all the health officials tell me it is vital, I’m oddly feeling helpless. When I turn on the news, I hear […]
I Can’t Sew Masks, But This Is How I Can Help During COVID 19 Read More »
What is the difference between a sinking fund and an emergency fund? A lot of people have heard about the importance of having an emergency fund, and they work hard to secure it. But today we’re going to talk about another kind of savings. And that is a sinking fund. Both are equally important, and
What is the Difference Between a Sinking Funds vs an Emergency Fund? Read More »
As we get close to the end of December and into the new year, new decade, many of us are taking stock and ready to start fresh. We are thinking about New Year’s resolutions. How many times do we say “oh, I’m going to get my finances under control” or “I’ve gotta do money better
It’s the most wonderful time of year! The holidays? Um, sure. But I’m actually referring to year-end bonus time! Many companies pay out a bonus around the end of the calendar year. Because of the time of year, with holiday cheer and overeating, it’s easy to get carried away with spending as well. I find
How Should I Spend My Year-End Bonus? Read More »
[social_warfare] Let’s face it. Budgets suck. A surprising stance from a personal finance professional. Budgets, as we know them, seem to be more stick than carrot. As humans, we respond better to positive reinforcement rather than punishment. So how can we be sure to get the carrot in order for us to make our financial
5 Budget Hacks that Let Me Save 30% of My Pre-tax Pay Read More »
[social_warfare] There are a lot of articles and publications dedicated to saving money, paying down debt. Articles on changing your money mindset. How to manifest riches. But how many of them teach us how to spend our money?
After Burning Out: This Is How I Spend My Money Now Read More »
[social_warfare] Lately, I’ve been helping a friend prepare for a lay-off. Her company has given her a couple of months’ warning, so preemptive steps can be taken. This has gotten me to seriously think about what steps I would take in order to prepare for a lay-off myself.
How to Prepare for a Lay-off Read More »
How many of you were like me and binged watched the entire Tidying Up series with Marie Kondo in 1 sitting? The show was a surprise hit; love it or hate it, it had everyone talking. Besides how to declutter, I learned one of the most important lessons from watching the show.
The One Lesson Marie Kondo Teaches That No One Talks About Read More »
[social_warfare] What happens when your budget sucks and you hate it? Is staying within budget leaving you worn out and resentful? Read on to find out what to do instead.
When Your Budget Grinds You Down Read More »
[social_warfare] Since getting back to the office last week, I have heard a lot of talk of people committing to a “dry January”. Many of us overindulged over the holidays and we are waking up with an alcohol and dessert hangover. Some of us are waking up with a spending hangover as well.
Holiday Spending Hangover Read More »
