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Is Going Back to School Worth it?

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A reader in Canada is considering going back to school for a career change while continuing to work full time at her current job. But with tuition and other costs, she will have to incur some debt; up to $40,000.

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Cash Jars for the Digital World

2 Comments / Budget, Learn

[social_warfare] Last week, I talked about how to implement the zero-based budget system by using Cash Jars. Cash Jars were popularized in Canada by Gail Vaz Oxalade.   I allocate my paycheck into categories represented by “jars”. The zero-based budget accounts for every dollar.  After budgeting and putting the cash in the jars, you are strictly

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How to Implement a Zero-Based Budget

3 Comments / Budget, Learn

[social_warfare] A friend of mine asked me how to actually use this zero-based budget that I wrote about a couple of weeks ago.  She knew the theory but wanted to get more information on the logistics of how it worked.  The concept is known by a couple of different names.  One of the most popular

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3 Simple Ways to Start an Investment Portfolio

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[social_warfare] Investing in capital markets is essential for long-term wealth building, regardless of age.  Below, I describe 3 simple ways to start an investment portfolio.  Follow one or all 3 routes and you are on your way.

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When Wants are Actually Needs

Leave a Comment / Budget, Learn

[social_warfare] Ever ask yourself, why did I just buy that?

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How I lost $8,000 in one year

2 Comments / Budget, Learn

I have a budget.  I’ve had a budget since I was in university.  For many years, I thought simply having one was enough.  That was until I lost $8,000 in one year.

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Why we need another personal finance blog

1 Comment / Invest, Learn

This question runs the undercurrent of my thoughts as I get my blog up & running and thinking of content that would be of value to readers.  I follow some great personal finance blogs and think – why do we need another one?  Is what I am providing any different?  There is already a lot

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Story about a girl…

1 Comment / Uncategorized

This is a story about a girl who grew up poor and ended up managing billions of dollars. So here is how I got here.

Story about a girl… Read More »

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